Long Term Care Plans & Disability

Virginia Sickness & Disability Program

The Virginia Sickness and Disability Program (VSDP) provides state employees with income security when they cannot work because of a partial or total disability. The program includes personal sick and family personal leave, short-term disability benefits, long-term disability benefits as well as a long-term care program. VSDP benefits cover non-work-related and work-related conditions.

The VSDP focuses on helping employees make a safe return to full duties following a disability. Return-to-work plans, such as job modifications or vocational/medical rehabilitation may be developed in consultation with the employer and treating a healthcare or medical professional to assist in the employee's recovery and return to a regular schedule.

• VSDP Handbook | PDF
• VSDP Election to Use Leave Form | PDF

Long-Term Care Plan

Members of the Virginia Sickness and Disability Program (VSDP) have long-term care insurance paid by the state through the Virginia Retirement System (VRS).   Please refer to the VSDP Handbook for detailed information on program benefits and requirements.  

• VSDP Handbook | PDF
• VRS Long Term Care Website

Group Long Term Disability (UNUM)

Radford University Group Long Term Disability plan is a voluntary plan underwritten by Unum Life Insurance Company of America and administered by a third party vendor.  Participants enjoy group rates and may elect coverage at 50%, 40% or 25% of basic monthly earnings not to exceed the monthly maximum benefit of $5,000.   Participation is voluntary and the premium is paid by the employee by monthly payroll deduction.